When most people think of destination weddings, they picture sunny beaches with the sound of the ocean in the background. Tropical weddings can be wonderful, and their popularity is no surprise. However, steel drums, rum punch, and a ceremony on the sand are not for everyone. For a very different type of destination wedding, consider a cold weather location.

If you are not a skier, you might not realize that many ski resorts have the same kind of full service wedding capabilities as a beach resort. (By the way, many ski resorts also have world class spas for pre-wedding pampering.) There will always be a few die-hard skiers who want to be married on the top of the mountain, and then ski down together (with veil flowing!), but for more traditional couples, the inside of the mountain resort or lodge might be a more suitable choice.

Picture an intimate ceremony in front of a roaring fire (most ski resorts have very impressive fireplaces), or a service in front of a large picture window with snow falling softly on the beautiful scenery outside. There is such a romantic feeling to being cozy and warm inside during the winter. It creates a very special mood for a celebration.

Winter weddings do not have to take place at a mountain resort. Another wonderful possibility is a great cold weather city. You could go to a snowy paradise like Switzerland, for instance. One woman I know had an exceptionally beautiful wedding in Québec City in Canada, which feels like a marvelous old world European city, but was much more convenient. Her wedding was in an exquisite church followed by a reception in a grand hotel, all amidst the swirling snowflakes.

Embrace the theme of a cold weather destination wedding by having a winter motif on your save the date cards and invitations. A snowflake would certainly be appropriate, but you could choose from icons that represents the destination, such as an image of the mountain or town. Be sure to give your guests plenty of notice, just as you would for any other destination wedding, especially if your event will be held around Christmas or New Year's Eve. It would also be prudent for the wedding participants to schedule their flights for a couple of days before the wedding, just in case there are any weather delays.

Winter brides are very fortunate, because they can have a very rich and opulent bridal ensemble. Embellishments like heavy beading and gold embroidery that would seem out of place on the beach are perfect for a winter destination. The bridal gown should be made of luxurious fabrics such as heavy silk satin or even velvet. This is also the chance to enjoy fur accents (real or faux, depending on your preference), either as a wrap or as part of the gown. What bride wouldn't feel like royalty in a velvet gown with fur trim on the neckline of cuffs? Pure luxury!

Bridal jewelry sets should also be more opulent and substantial for a winter destination wedding. The sun sets early in the cold months, so even a four o'clock wedding will have the feeling of an evening reception. Accordingly, look for dramatic bridal jewelry sets featuring elements like sparkling Swarovski crystal briolettes. For a more understated look, bridal jewelry sets could be created from pearls and crystals in combination. Treat yourself to a stand out piece of jewelry like chandelier earrings or a multi-strand necklace.

Cold weather destination weddings have a special feeling all their own. They feel more intimate, cozy, and unique than a wedding on a beach. Winter sport enthusiasts will love having their honeymoon at the ski resort after the wedding. Or, for the best of both worlds, follow your winter wedding with a honeymoon in the tropics.

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Back in the day, you didn't see the flurry of wedding speech activity that you do now. You probably heard from the Father of the Bride and the Best Man. And, that was pretty much it. But nowadays, everybody and their brother want to get up and toast the bride and groom. So, with this plethora of people, what is the proper order of wedding speeches in today's world? Or does it even matter?

The Origin of the Wedding Speech or Toast

Wedding Speeches, or toasts, originated in the days of the ancient Greeks and Romans. The Greeks and Romans would raise their goblets to their Gods hoping to gain favor. The Greeks would also perform toasts to avoid being poisoned. The Greeks were a suspicious bunch. You never knew who your enemies were. So, when the Grecians would gather for celebrations, they would all drink from the same pitcher and spill a little of their wine into the next person's goblet. This would ensure there was no funny business going on.

The Romans began a practice of dropping a piece of burnt toast into the wine to absorb any impurities. Back in those days, wine would go bad easily. The burnt toast would make it taste better. When the Romans invaded Britain around 55 B.C., they brought the practice with them. The word "toast" comes from the Latin word tostus, meaning roasted or parched. The word stuck and over time, also referred to salute with a drink.

What should the Order of Wedding Speeches Be?

Well, that all depends. Are you a traditionalist, or a non-traditionalist?

If you are a traditionalist, the Best Man gives the first wedding speech. He generally toasts the bride and groom, and also acts as the Master of Ceremonies for the evening.

Following the Best Man's speech, the groom will rise to respond, toast his bride, thanks the parents and so on.

Others may speak at this point. Finally the Father of the Bride will give his speech and thank everyone for attending.

If you are a non-traditionalist, all the rules fly out the window. The rules are: there are no rules. Spontaneity is the way to go and lots of people get up to toast the bride and groom. But, generally, the order of wedding speeches will go as follows if you are a non-traditionalist:

o Best Man Speech
o Maid (or Matron) of Honor Speech
o Father of the Bride Speech
o Parents of the Groom Speech
o Groom Speech
o Bride Speech
o Any other Guests of Honor Speeches

Who Else Can Give a Wedding Speech

The other Guests of Honor are a long and illustrious list. It basically means anyone the bride and groom deem close enough to them to give a speech. But here are some ideas on who can give Guest of Honor Speeches at a wedding reception:

o The bride's or groom's siblings
o The bridesmaids (collectively or individually)
o The groomsmen (collectively or individually)
o Grandparents
o Godparent
o Guardians
o Close Relatives
o Cousins
o Best Friends
o Coworkers
o Bosses
o Children of the Bride or Groom
o The Wedding Officiant

Any of these people can give a speech if prearranged and okay with the bride and groom. After all, there is such a thing as too many wedding speeches. You don't want the party-goers to be bored to tears.

So does the Order of Wedding Speeches even matter anymore? Not really. The days when wedding etiquette was etched in stone are long gone. More important are the thoughts conveyed during the speeches. As long as the bride and groom feel incredibly special and loved on their big day, the order of the wedding speeches does not matter.

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Planning your wedding is one of the most exciting times of you life, however the thought of it can also be one of the most daunting. Knowing where to start and what you should aim to do by when will ease you through the process and keep you feeling in control each step of the way.

When it comes to a wedding, everyone is different and every bride wants to make her day unique. It is therefore advisable to ensure that you get the essential items under control in order to leave yourself time for the finishing touches that really do make your day. Here we explain how and when to go about taking some of the all important steps that lead to a fabulous day!

Set a Budget

Firstly plan your wedding budget making a pact with your other half that you won't exceed it. Do your homework beforehand so that you know what some of the more costly items are likely to be and agree that if you want to go over budget on one item, you need to save money or another. Many wedding websites have handy budget calculators and hints and tips on how to save money on your big day. Some even offer discounts with wedding suppliers local to you, be sure to Google wedding planning and see what you can find! Once the budget is set, this is where the fun really begins as the next vital step is to find your venue.

Choose Your Venue

Choosing the right venue can sometimes be easy, however if there's nowhere that immediately springs to mind, this can take a little time and often a little patience from both parties! Decide what it is that is important about the venue, is it a fantastic view, the bridal suite, the customer service, the food or a combination of many factors? Start visiting venues with a notebook to hand and make sure that you ask as many questions as you need to. If you are getting married outside of your local area or simply need some help in finding venues, again use wedding websites with venue directories or magazines to direct you to some fabulous local venues.

Word of mouth can be of great help here, so be sure to ask around friends, family and anyone else you can get your hands on! Remember to also check out websites where guests can review and rate hotels as this will sometimes uncover valuable information both good and bad. Aim to secure your venue with at least 18 - 24 months to go as you will find that venues are often booked up years in advance so some flexibility with your dates will help here. If you are having a church wedding, be sure to check the dates with the church before paying a deposit at the venue and vice versa.

Wedding Insurance

Before you start spending on the essentials for your day, consider wedding insurance. For a relatively small cost of around on average thirty pounds this usually covers you for eventualities such as illness or injury or one of your suppliers letting you down or worse, going bust. Unfortunately, in the current credit crunch climate, the latter is something to think about. You are sure to have researched your suppliers before you book them, however you won't have had the opportunity to see their bank account so it makes sense to consider your options. If insurance is for you then many websites offer price comparisons so check these out and find the best deal.

The Wedding Dress

Now that you have your venue and you have considered insurance, you will no doubt be itching to finalise other arrangements. The wedding dress needs to be chosen well in advance and something that the bride to be certainly will need no reminders about! Be aware however that some designers have waiting lists of over twelve months so as a minimum try to order your dress twelve months in advance. If you see a dress that you love in a magazine then Google the bridal gown designer and then simply search for your local stockist. Again some wedding planning websites will have already done this for you so check out those with a wedding dress directory.

Photographers, Rings & Cars

At around the same time, consider the wedding cars, the photographer and the rings. These are all important and in most cases essential items that can take some time to find. For this reason, you should start looking early, if possible aim to have the wedding rings, photographer and cars chosen with around eighteen months to go. If you are struggling for ideas or not sure who comes recommended in your area, ask around and check the wedding forums, these are a great place to share ideas and experiences with other brides to be. Take care when booking your photographer, wedding photographs are with you forever and aside from the dress have been described as the single most important factor so make sure you are happy with your chosen supplier!

Colour Co-ordination

You can now start thinking about the bridesmaids dresses, the Groom his Best man and the Ushers and the venue decoration as these items tend to go hand in hand in order that the colours chosen compliment each other and the bridesmaid dress colour usually sets the colour scheme. Once you have decided on this colour, it is handy if you are able to take a swatch of the bridesmaid fabric colour as this can be used to co-ordinate venue decoration such as seat covers or even flowers. If you are set on your flowers co-ordinating and don't want to compromise on shade, it is worth knowing that florists are now able to spray flowers in almost any colour under the sun and fairly cheaply as well! At this time you should also get your invitations ordered as again, these are often chosen to compliment the colour scheme of the bridal party.

The Guest List

With the invitations in progress, you can now move on to the guest list! You will have an idea of your approximate ideal number of guests, so now all you have to do is get to this number! Compromise is important here but after all, this is your day and your day alone so don't be swayed by the opposing opinions of other family members if possible. Aim to have your guest list finalised and be ready to send invitations with around nine months to go. If you have chosen to get married on a day other than a Saturday it is worth sending out Save The Date cards or magnets 12 months or more in advance.

Now that you know roughly how many guests you will have on the big day, and have ordered your invites, you can look at finalising any numbers for the venue dresser for items such as seat covers and favors and arranging items such as chocolate or drinks fountains and the all important wedding entertainment. Don't forget to actually send your invites at this point as well and to ensure that your RSVP date fits in with the deadline for finalising numbers with your venue or any deadline that you have been given by suppliers.

Just Six Months To Go

The last 6 months or so before the wedding tends to be a time for dealing with the nice to have extras or less urgent items such as table plans and place settings, final decisions about the food and the wine and of course the dress and suit fittings. Remember to set aside time to get together an emergency box for the bride to be on the morning of the wedding and to include both fun items such as champagne as well as practical things such as spare hair pins and tissues!

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Most weddings will end up costing more than a car, and would you drive your car without insurance? but most future husband and wife will risk their wedding plans without any insurance. If you compare the cost of house,car and personal insurance you will see wedding insurance costs far less. So a relatively small amount of money for your wedding insurance premiums will bring peace of mind.

Wedding insurance policies will cover you against certain circumstances that will affect your wedding day, if weather is to affect the wedding or the reception until it needs to be cancelled then your covered. The same policy will cover you against the car supplier or caterer not turning up and even if bride or room as an accident that makes attending impossible you will be happy to know your covered too. For a low wedding insurance premium your policy will cover all of your wedding day suppliers and events and compensate which can leave you in a difficult situation.

When you start to plan your special day one of the first thing that you should do is get wedding insurance, this is too ensure before you put deposits or pay in full for anything you have the insurance policy in place to cover you if the other party lets you down.

A good wedding insurance policy will cover you for the following items:

* Cancellation of wedding (it won't include cold feet)

* wedding attire-including rings and dress including groom, brides maids and best man

* Cancellation of wedding venue and reception

* Suppliers- caterer,flowers, photographer etc

* Personal accident liability for bride and groom

* gifts

Planning and organising your wedding can be a very enjoyable and fun experience as it leads up to one of the most important days of our life's. We don't except anything to go wrong and normally it does not, but it's very reassuring to know if anything ever does go wrong you have wedding insurance to give you peace of mind. When you start to plan your wedding day and confirm the suppliers, take out your wedding insurance policy at the same time. This will give you the maximum period of cover and you can now focus on your special day knowing you have insurance for your wedding.

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Seeing Thailand on two wheels for me has to be one of the most exciting things to do with your clothes on! It's great when you get off the tourist trail, head into the countryside away from the hustle and bustle of the city and pass through small villages or deserted beaches.

Here are some handy tips and hints for hiring a scooter and how to avoid some pitfalls.

Scooters can be hired all over Thailand every man and his dog will have one to rent. Most tourist places especially in the big cities and around beach locations will have shops where you can hire; your hotel might even be able to rent them to you. For a 125 cc scooter such as the ubiquitous Honda Wave you can expect to pay anywhere from 150 baht to 300 for a 24 hour hire. For a week you will be looking at 1000 baht and around 3000 for a month. You will probably find a 50cc scooter not powerful enough if you are going anywhere where there are hills. A tank of fuel will cost you somewhere in the region of 90-120 baht. It's worth speaking to your hotel first even if they don't rent as they can give you great advise on reputable shops they normally send their customers to, what the going rate to rent is and how much petrol costs in the area.

So you are in the shop about to hire, what can you expect? You may have to show a licence, but if you don't have one a bit of sweet talk will get you by, they really aren't that strict, you will see pre pubescent kids riding scooters in Thailand all the time! Be honest with yourself though if you have never ridden a scooter as its yours and other people's lives you might be messing with. You will probably be asked to leave your passport as a deposit, this is the norm and some people are reluctant to do this. You might be able to get away with them taking a photocopy if you tell them you need your passport to cash traveller's cheques. Alternatively you may be able to leave a cash deposit of say 2000 baht. You will most likely be asked to pay for the hire time when you return the scooter, so you could hold onto it for a couple of extra days if you wanted without having to pay a fee for returning it late. You will probably have to leave details of the address you are staying at too. Make sure you check over the scooter you are being offered, point out any damage and take photos of any damage in front of the owner (you don't want to be paying for someone else's damage when you return the bike). If bits are hanging off ask for another one. Ask the shop owner for the phone number of the shop in case you break down, so they can come out and help you. It's unlikely you will be able to take insurance out with the shop, or it won't be worth the paper it's written on, so it's worth looking at your travel insurance to see if you are covered to rent scooters and if so up to what cc. Should the worse happen and you are involved in an accident it's likely that you will pay any damage that needs fixing to the scooter to the shop owner or risk not seeing your passport again. If a third party is involved you may end up paying out damages there and then, cost wise this would be a fraction compared to the UK. It's unlikely it will ever get to court though unless you decided to peruse it with your travel insurance company if you are covered.

Before you get on, make sure you get a quick lesson from the owner and ask about any quirks of the model. Some scooters use a clutch whilst others are just twist and go. Find out the range of the tank as well and if there is a reserve tank light when does it come on? How many miles can you get from the reserve tank? I would also insist with the shop on hiring a helmet, which will most likely be the open face type. Wearing trainers is also a good idea; it's far too easy to stub a toe in flip flops!

It's worth watching the locals on the road before you start riding. See what they do at junctions, how they overtake, does the colour of traffic lights mean anything to them?! In busy areas the horn will undoubtedly be used frequently. It's also likely they won't be following the letter of the law like we do in the UK. They do however drive on the left like the UK.

If it is your first time on a scooter make sure you are in the right frame of mind. If your friends are doing it, you may feel pressurised, just go at your own pace it's not a race. Get them to wait for you now and then. It might sound obvious, but don't ever drink and ride, this happens far too much with tourists in Asia. Most are lucky and get away with a few scrapes, but it's just not worth the risk to you or others on the road.

If you are going to carry a pillion (passenger) make sure you instruct them on what to do. So you get on the scooter first, then when settled, your pillion will hop on, remind them to look out for the exhaust, it may be hot. Get them to hold on to the grab rail if the scooter has one, if not they may need to put their arms around your waist, tell them not to give you a bear hug though! If your pillion is inexperienced give them a signal for you to slow down if they get worried, maybe tapping their knees against your thighs. Also tell them not to move around too much when you are moving as this will upset the movement of the scooter. When it's time to stop, they get off first.

Things to look out for whilst on the road would be potholes, man hole covers, grates and even the odd dog in the middle of the road basking in the sun! Allot of the roads on the small islands aren't paved so just take it easy until you can feel how the scooter reacts to the loose surface, if you do find the scooter losing traction, try to go with the flow to let the scooter stabilise itself and keep your hands loose on the bars, a death grip on the bars and sudden movements will destabilise the scooter even more. Also remember that where you are looking is where the scooter will go, so detach your eyes from that pothole and look to the side of it and in front of it. Looking far ahead also gives you more time to react to unexpected things and you don't get that 'ground rush' sensation that will make you feel less confident.

If you are going out for a whole day, make sure you fill up before you head out, get a map, be realistic as to how far you can go and find out where you can fill up on your way. It's also worth wearing sunglasses as a bee hitting your eye when you are doing 30mph is going to hurt! Carry a day sack too; a bottle of water, some sun cream, map and money can all go in it.

It may sound a bit scary to hire a scooter in Thailand, but with a bit of common sense, and hopefully taking on some of the tips I have given, you will have a great laugh, with many a tale to tell when you get home!

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Under what circumstances should a prenuptial agreement be considered in Rhode Island?

Premarital agreements are not right for every couple! Prenuptial agreements are most prevalent in second marriages. They are especially prevalent in first or second marriages when one or both of the parties have children of a prior marriage or relationship. They are also prevalent when a future spouse has a child or children from a prior relationship.

This article only pertains to prenuptial agreement drafted in Rhode Island or that will be interpreted by Rhode Island law.

Is there any difference between a prenuptial and a premarital agreement?

Premarital agreement, antenuptial agreement and prenuptial agreement are all different terms for the same document and are used interchangeably.

Preserving assets for children.

When a person has a child from a different relationship and is considering a marriage, he / she often wants to insure that his / her child will inherit hard earned assets. A person wants to insure that their assets will go to their children rather than their new spouse or the new spouses' children.

Many parents fear that their hard earned assets that were acquired before the marriage will go to their new spouse or his / her children upon divorce or death rather then their own child.

Estate planning can be a crucial element of a good prenuptial agreement!

Without protection through estate planning, will, trust or a prenuptial agreement, a substantial portion of your separate assets may go to your new spouse upon divorce or upon your death. Estate planning can also be a very important element in premarital agreements. I strongly advise that you retain a Rhode Island (RI) Divorce and Family law attorney / lawyer to draft or represent you concerning the execution of the premarital agreement.

Prenuptial agreements are often entered into when either husband or wife has acquired significant premarital "separate" property / assets. In many cases, one of the spouses will have a more substantial estate then the other spouse.

Be careful! The suggestion of a Prenuptial can be an emotionally charged issue!

Tread very carefully when suggesting a premarital agreement with your future spouse especially in a first marriage!

Often, your future husband / wife will be very upset with the suggestion that they should sign a premarital agreement. This is a very delicate subject. It could potentially imperil the entire relationship. Some people feel that premarital agreements run contrary to the marriage covenant. Others are against prenuptials because they believe that in essence, it is planning for divorce when marriage is ideally forever.

Negotiate the prenuptial well in advance of the wedding!

It is a very bad idea to suggest a prenuptial at the last minute. You should propose the prenuptial well in advance of the wedding. The last thing you want to do is negotiate a complex contract a week or two before the wedding. It can be unseemly to be contacting a lawyer / attorney right before the wedding and can put unfair pressure on your spouse.

What are standard provisions put into a simple prenuptial agreement?

The most standard prenuptial agreements simply protect a person's separate premarital property. In many instances the parties waive all right title and interest to the premarital property of the other party. The prenuptial agreement should also address issues concerning the appreciation in value of premarital property during the course of the marriage. The prenuptial should address additions to the premarital property after the wedding. The prenuptial should also address when premarital property is used to purchase other property during the course of the marriage.

The most simple, prenuptial agreements simply state that all property that the parties owned prior to the marriage would be their separate property free and clear of all claims of the other party. In this scenario any property acquired after the marriage would be marital property subject to equitable distribution. This type of prenuptial should also address the issue of the increase in value of premarital property.

Some prenuptial agreements go even farther and state that property acquired in an individuals name during the course of the marriage would be separate property that the other party would have no rights to upon divorce or death. The enforceability of such a provision is tenuous at best.

Prenuptial agreements can essentially state any provisions that the parties desire and the law allows.

What are the most important elements of a good antenuptial agreement?

The most important facet of a good premarital agreement is clarity. The second must important facet of a prenuptial is complete and full disclosure.

Both parties must disclose all assets and liabilities.

If the parties have not disclosed material and substantial assets and liabilities, the prenuptial may not be enforceable. Husband and wife should attach a financial statement as an exhibit to the prenuptial. If the parties do not properly disclose their assets and liabilities, then it is questionable whether the parties agreed to anything because they do not know what they were agreeing to.

Are both the prospective wife and husband required to get an attorney / lawyer?

No. The parties are not required to have an attorney / lawyer to review the prenuptial in Rhode Island(RI). Prenuptial agreements are still valid and enforceable even if one of the parties had an attorney draft the agreement and the other party did not have a lawyer review the agreement.

Defining Separate Property:

The parties need to define what constitutes separate property and whether separate property includes additions, increase in value (appreciation) of separate property. The parties need to address the reinvestment of the separate property into another asset during the course of the marriage.

Retirement Accounts, 401k, 403(b), pensions

You may consider a provision concerning 401k, 403(b), Stock Options, Pensions, Retirement Accounts as well as the increase in value, additions and or reinvestments of such retirement accounts after the marriage. In order to waive marital rights to certain retirement accounts you may need a provision under IRS guidelines agreeing that your spouse will sign appropriate forms to waive or relinquish spousal benefits.

Waiver of Alimony

Some premarital agreements require one or both spouses to waive their rights to alimony or temporary alimony. This can be a crucial portion of a prenuptial agreement. This is often also the most contentious area of negotiations.

Real estate

Some premarital agreements address issues concerning Real Estate especially separate real estate of the parties. You want to discuss with your lawyer whether or not your spouse will be agreeing to waive their right to elect against the will of the other upon death and waive the statutory life estate. This is very important in Rhode Island. You may want to consider putting the real estate in trust. This is all very complicated and should not be done without an attorney

Jointly Held - Marital property.

You need to consider whether you want the agreement to include how marital property will be divided upon divorce. Some people agree that all marital property will be divided 50/50 upon divorce or separation. Other agreements are silent on this issue.

Choice of Law:

The parties should state under which law the prenuptial agreement should be interpreted. If the parties reside in Rhode Island then they should have Rhode Island law apply in the future.

Debt

Will each party be responsible for separate premarital debt. Who will be responsible for joint premarital debt? Will the parties agree to split joint marital debt 50-50? Who will pay individual / sole debt incurred during the marriage?

Life Insurance

Is either party agreeing to maintain a life insurance policy for the benefit of the other spouse? This is often done as a way to make sure the spouse will collect upon death even if the person's estate plan otherwise excludes the spouse. Will the life insurance be required to be maintained after the divorce or separation?

Gifts

Who will get to keep gifts between the parties? What will happen to joint gifts or gifts given to one person but not the other. Who will get the engagement ring, wedding band, jewelry, art etc?

Severability clause

Most good premarital agreements contain a severability clause such as the one set forth here: "SEVERABILITY. If any provision of this Agreement is held to be invalid or unenforceable by a Court of competent jurisdiction, this Agreement shall be construed as if such illegal, invalid or void provision were not a part hereof and the validity of the remaining provisions shall be unaffected thereby."

Legal fees upon divorce. Will either party be required to pay the others legal fees as part of the divorce?

Some prenuptial agreements address the issue of legal fees in a potential divorce.

Acknowledgments of counsel or the opportunity to retain a lawyer and acknowledgment that agreement is freely and voluntarily entered into.

It is important that the parties acknowledge that they carefully read the agreement, that they signed it freely and voluntarily and that they believe that the agreement is fair and equitable to them.

Many agreements contain a paragraph similar to this: ACKNOWLEDGMENT. The parties have, during a series of conferences between themselves, mutually agreed upon the arrangements set forth herein. Each party hereto declares that he or she has had the opportunity to seek independent legal advice by counsel of his or her own selection and that each is satisfied as to this agreement's fairness. The wife has retained Attorney X to represent her. The provisions of this Agreement and their legal effect have been fully explained to the parties and each party acknowledges that he and she believes the Agreement is fair and equitable, and is freely and voluntarily entered into.

Integration and modification provision.

It is crucial that there are no side agreements or verbal agreements outside of the four corners of the documents. An integration clause is an important facet of a prenuptial agreement.

Cooperation provision

A Cooperation provision is essential to a good antenuptial agreement.

"COOPERATION. The parties hereto shall at any time, and from time to time, execute and deliver all such deeds and other documents as may be necessary, and do all such things as the other of them, his or her heirs, executors or administrators shall reasonably require for the purpose of giving full effect to this Agreement. Each of the parties hereto shall release and quitclaim unto the other, or to such others as he or she respectively may request, all of his or her rights of courtesy or of dower. It is the intention of this clause to permit and empower each of the parties hereto to deal with his or her own separate property now owned or hereafter acquired, in all respects, except as limited by this Agreement, as if each party hereto were single."

Disclosure Provision

"DISCLOSURE. Each of the parties has made a full disclosure to the other of all property, assets and liabilities owned or otherwise held by each respective party, as listed in Exhibits "A," "B," "C," and "D" attached hereto. The parties hereby acknowledge that they are aware that in the future the financial circumstances of either or both of them may be altered in some way, whether substantially, directly, indirectly or otherwise."

Notary and Attestation of Counsel.

The agreement must be signed in front of a notary and if the parties both have attorneys they may want to include an attestation of counsel paragraph that both lawyers sign.

Article by David Slepkow 401-437-1100

Rhode Island Attorneys legal Notice per RI Rules of Professional Responsibility:

The Rhode Island Supreme Court licenses all lawyers in the general practice of law, but does not license or certify any lawyer or attorney as an expert or specialist in any field of practice.

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In the whirlwind of planning a LDS wedding, it can be hard to know where to begin. Sending out wedding invitations as early as possible is essential, but it's not as easy as it sounds: there is a lot of legwork to be done before stamping and sending off all those envelopes.

Before ordering any invitations, you need the date, time, and place of the wedding and reception. Pick a date and clear it with your immediate family, members of the wedding party, and most importantly, the wedding venue. Whether this is the LDS temple, a local LDS chapel, or some other location, make arrangements to use it on the specified day. Couples also need to decide whether they want a morning, afternoon, or evening wedding.

After you've got the wedding day's vital information, you can write the invitation text. Traditional invitations are very formal, using script font and spelling out dates and times (like "eleven o'clock in the morning, two-thousand and twelve.") But brides no longer need to feel tied to tradition, so if it feels too stuffy for you then it probably is. Feel free to use funky fonts or personalize the invitation by adding a picture. Explore all your options. You may want to buy wedding invitations or if you're crafty, you and your friends might have an invitation creation party. Either way, send an invitation that expresses the overall tone of your wedding.

Before you're ready to order or create your LDS temple wedding invitations, you need to remember one more thing. The colors and style of the invitation should match the ceremony and reception. Your wedding invitations are the first impression your family and friends will have of your special day. Though you don't need have every detail of your wedding plans decided just yet, you do need to have a general idea of what your wedding colors will be. Think about your favorite color, your favorite flowers, or what looks best on your husband-to-be. Also consider the season of the year. Once you settle on wedding colors, you're ready to pick invitations in a color and style that complements the wedding theme.

Wedding invitation etiquette says to send invitations out as early as possible to all members of your extended family and your circle of friends, even to those who you know won't be able to attend - they will still probably want to send a gift or their best wishes. Envelopes should also indicate which household members are invited, so there won't be confusion as to whether children are welcome. Also, if you are getting sealed in a LDS temple it's best to consider sending out two kinds of invitations: one to invite guests to both the sealing and reception, and another to announce the sealing and invite them to the wedding reception only.

It's also wise to ask guests to RSVP, so that you can keep track of who will be attending the reception. At a formal affair, you'll need to know who is coming so you can make a seating chart; at a casual affair, you'll need the information to decide how much food to prepare. Including a self-addressed, stamped envelope or allowing guests to RSVP by email improves the odds of getting an accurate count.

Ultimately, the LDS Temple wedding invitations you choose will depend on you and your wedding's style. It may seem overwhelming to hammer out the major details of your wedding before sending out the invitations, but doing so will result in great invitations that complement your wedding perfectly.

Copyright 穢 2010 WeddingLDS.com
(A Division of Celestial Publishing, Rose Haller, Chief Creative Officer & Editor-in-Chief).
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Choosing unique wedding invitations can be a daunting task when it comes to planning your big day. For many couples, wedding invitations are selected before the details of the event itself are finalized. Picking wedding invitations that you love is a great way to start the process of planning a wedding. Beautiful and unique invitations can be the icing on the cake to an already perfect day. The wedding invitation also sets the tone for your day, by offering clues to the kind of wedding your guests will attend; so it is important that you choose a wedding invitation that speaks to your unique style and complements the style of your wedding.

There are thousands of different types of wedding invitations available, from classic and traditional to modern and funky. The choices are wide and far reaching. Choosing that one invitation style that is perfect for the two of you can be a long and intimidating task. You know that you want a unique invitation that begins to tell the tale of the life you are creating as a couple, not an easy task, but it can be done! Finding a unique wedding invitation starts with a conversation.

The decision you and your fiancé have is only one of many when it comes to planning your wedding day. If you have planned a themed wedding, then a unique wedding invitation can be a little easier to come up with. Let your imagination go with the theme of your wedding and do not be afraid to step out of the box. If you are having a Hawaiian themed wedding, you could send out invitations to your guests that have images of luaus and Hawaiian flower leis.

If you and your fiancé would prefer an oriental theme, you can choose to send intricate oriental invitations. If something more offbeat appeals to you both, send an anchor or pirate hat shaped invitation for a pirate themed wedding, or an old-world style invitation on parchment paper that looks like they have been hand written for a very traditionally themed wedding.

Barring a themed wedding, chances are there is something unique about it, perhaps your wedding color. You can bring the colors of your wedding party into your invitations, although you do not want to just send out white and teal green invitations. Choose an interesting designed or textured paper in teal green and off set it with a sheer cover in cream. The best thing to do when using wedding colors for your invitations is to step out of the box and use your imagination.

Perhaps there is a hobby that both of you love to do. You can use this 'theme' in your wedding invitations as well. If you both love to fish, you could use fishing line and lures for your invitations, or a hobby of wood-working could provide you with a way to expand your hobby into creating some special invitations. Regardless, if there is a hobby that the two of you share that helps to define you as a couple, don't be afraid to use it to your advantage and choose the best part of your hobby to direct your unique wedding invitation choices.

There are many choices when it comes to wedding invitations that are pre-made. While you may not want to choose a pre-made pack of wedding invitations, you can mix and match from a variety of sets to create a wedding invitation set that is totally unique to you and your spouse to be. Really love that Vera Wang paper but dig the Anna Griffin envelopes? Well, order them both and put them together. As long as you both like it - there's nothing wrong with mixing up a few different sets to create your own unique wedding invitations. Remember, this day is all about the two of you and your choices and individuality should ring through the entire event, starting with the invitations.

There are also many options for mix and match wedding invitations. These are often sets of invitations that have many different options available for each of the pieces of your invitation set, from invitation paper to envelopes, fonts and scripts and more. By hand selecting these choices, you can create an individualized look to your invitations that speaks of the two of you as a couple without having identical invites that someone else has.

Being unique in all your wedding choices is what many couples are looking for. Most do not want to have a wedding that is almost the same as the wedding you and your friends attended last summer. Select want a fresh, new look that will be unique to you and be different from everyone else. This is your special day and it should be all about you two as a couple, and you can begin this tradition with unique and individualized wedding invitations. Check out the variety of invitations that are available and start choosing your own personal style.

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Planning a budget for a wedding can reveal a shocking fact that most people are unaware of. The fact is that even the most simplest wedding can add up to at least $10,000 dollars really fast. If you find yourself planning a wedding and the price is beyond your reach, there is no reason to panic. You will need to buckle down, get some organizational skills, put together a good budget and plan on doing some of the preparing yourself.

The first thing you will need to do is set up a realistic budget that you will be able to stick to. When setting your budget, try to be realistic, if you cannot count the funds at that moment, do not include it in you budget. By being practical, you will leave the opening for pleasant surprises later as opposed to disappointments. You must remember that with the planning of every wedding comes some unforeseen roadblocks.

Communication with your future spouse and anyone involved in your planning should be a top priority. You should never assume that anyone will do something that was not verbalized. The best way to avoid issues of miscommunication is to keep a checklist of what needs to be done and who has been delegated to follow through with every task. Without proper communication you will leave too many things to chance and Murphy's law will take over; "whatever can go wrong will go wrong".

Depending on your budget, you will have to decide which areas that you can afford to cheat on in order to save money. One of the easiest place you can save money is by either paying the wedding planner by the hour or educating yourself with a do it yourself wedding manual.

If you decide to use a wedding planner, you should make sure to set aside specific task for them to do. You should also have an idea of how many hours that you are willing to pay for and have them sign an agreement not to exceed a certain limit. Using your wedding planner sparingly will put a little more responsibility on you shoulders, but on the other hand it will free up some money for use in other areas.

Another place you can save money is the reception. Instead of renting a big reception hall, you may be able to hold the reception in a historical home, park or public gardens. To avoid your booking issues, you should decide and book your reception space months in advance.

Lastly, you can save money on your wedding dress by buying a dress off the rack or even searching the classifieds. You may find someone that has a dress for sale for a wedding that was postponed or just could not fit their dress and had to purchase another. Whatever the reasons, you may luck up and pick up a great deal.

Planning a wedding on a budget will take a great amount of creativity, but if you plan everything meticulously, you will be able to find several areas that you can tap to save you some money. In the long run, the money saved can be put towards the more important aspects of your wedding, whatever is most important to you.

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So, you're tired of the same old sayings, invitations and photos? You along with many other wedding couples want their wedding to stand apart from all others. They do not want to have the same old boring invitations, but rather something that signifies their personality. Many that have a love for motorcycles are turning to the motorcycle pictures wedding invitations.

It is clear to family and friends of those that have a love for the motorcycles. There are three different kinds of riders and all three of those classes have a different theory on their wedding as well. The three classes are the need for speed, bad boys/girls, nostalgia. Each and every class has a love for a similar hobby, but their perception is not the same. Therefore, their wedding and wedding invitation should match their perception and styles. Here we will look at the three type's motorcycle riders and motorcycle pictures wedding invitations.

The need for speed, for many these is the true reason of the motorcycle. The crotch rockets are the true loves of their lives. The motorcycle is a symbol of a virile and manly man! That is the reason that there are those motorcycle pictures wedding invitations that cater to this need for speed. The colors are bold, the pictures bright and that wind blown look. These invitations are anything but traditional. Though the appearance is different they can still have the traditional writings or sayings. Or if you want to go all out with the unique concept you can have the printer incorporate your wording, poem or other saying into the invitation.

Ahh, the bad boys and girls, those images that most have when they think of the motorcycle club riding through their town. The leather, long hair and windblown look, and of course the motorcycles parked together, that you do not want to get to close to. That old movie scene comes rushing back. For the bride and groom that want to carry that "bad boy" theme there are plenty of designs to choose from. The bad boy motorcycle pictures wedding invitations are very popular. The rugged look and non-frilly wedding invitations have taken the world by storm. The guests that receive these in the mail will have the cant wait attitude for the actual upcoming wedding. Everyone likes a place to ride their motorcycle too!

Lastly, the nostalgic motorcyclist. They love the outdoors and history of the bikes. You can find these riders on a road trip with the two loves of their lives on the weekends. These motorcycle lovers love the history, photos of the older model bikes and the simple idea of motorcycle riding. There are motorcycle pictures wedding invitations to match this group as well. Many of the motorcycle wedding invitations will have a vintage bike on the front or other historical display. There are an abundance of items that can make this wedding invitation perfect!

No matter what type of motorcycle rider you are there is a motorcycle pictures wedding invitation that will enhance your special day. Motorcycles have played a vital role in your life and now you should incorporate them into that special union. Make that day very special and bring your second love with you. But, remember the wedding invitation starts the wedding so make sure to incorporate your motorcycle into the wedding invitation.

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