When planning a wedding on a budget you have to lower your requirements just a bit. For example, you can't try to have to filet mignon if you are throwing the wedding on a fish stick budget. I have broken down the various aspects of the wedding planning to the last details so that you will get a better idea of what I mean.

Ideally, you would want to have at least a year to plan the wedding, but that is not always possible or desired. For the purposes of this guide, I have set up a 12 month wedding timeline that will certainly make it a little bit easier to host your wedding.

12 months before your Wedding day
- Announce the engagement
- Set your wedding date
- Create a budget
- Hire a Wedding Coordinator (optional)
- Create your guest list
- Start brainstorming ideas and themes
- Reserve your Ceremony spot
- Book an Officiate
- Make reservations for your Reception area
- Book a Photographer and Videographer
- Book Caterer, Florist and Music (Band, DJ, etc.)
- Look for a Wedding gown and Tux, allowing time for alterations and fittings
- Register for gifts
- Select and call the bridesmaids and groomsmen.
- Agree on a date to order bridesmaids' dresses and groomsmen's tuxes
- Choose a destination for your Honeymoon
- Apply for passports, if required

6 months before your Wedding day
- Finalize your guest list
- Decide on the timeline and details of Ceremony and Reception
- Order/make invitations, and thank you notes
- Make airline and hotel reservations for the Honeymoon
- Choose a caterer, a florist and place an order for the wedding cake.
- Book Transportation (Limo, Antique Car, Etc.) for wedding day
- Shop for any Party rentals

3-4 months before your Wedding day
- Mail out/hand deliver invitations
- Confirm wedding details and contracts with all wedding vendors
- Choose gifts for your attendants
- Set a date and time for the rehearsal dinner
- Help make travel arrangements for any out-of-town guests
- Make final alterations and fittings for the Wedding Gown and Tux

1 month before your Wedding day
- Apply for the marriage license
- Buy your wedding bands
- Finalize music list and no-play list with band or DJ
- Attend showers
- Make insurance arrangements

1-2 weeks before your Wedding day
- Schedule the rehearsal a day or two before your wedding day
- Make an appointment with a Beauty Salon for day of wedding
- Send a wedding announcement to the local newspapers (optional)
- Make necessary arrangements for name & address change, if any.
- Discuss final details with the reception Site and the Caterer
- Pack for honeymoon
- Write out all checks needed for wedding day
- Send reminders to the rehearsal dinner attendees about the location & time
- Discuss final details of the ceremony and reception with family and bridal party
- Wedding day or day before
- Visit your Beauty Salon for manicure and pedicure
- Host the rehearsal and dinner.
- Make sure the ushers have the final guest list

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It was the big moment you'd been waiting for...he popped the question, you said yes! You've announced the big news to family and friends. You're obsessed with the prismatic lights that reflect off your sparkly new ring. You can barely concentrate as you daydream about the next big moment: the slow, elegant walk you'll make in your gorgeous couture wedding gown, the exchange of vows in front of everyone you know, the elaborate celebration to follow. Then you hear the record scratch as your visions of a celebrity-style wedding are slapped by reality...how are you going to afford all this?

It's certainly no secret that weddings aren't cheap. You could buy a car, a house or even a small plane for the amount that some people spend. Of course it's natural to aspire to throw the biggest, best and trendiest wedding you've ever seen, but let's be real - unless you're fortunate enough to belong to the small percentage of the population for which money isn't an option - you're going to have to have a budget.

One of the first things you should do before you start planning anything is to determine the budget. It's something that needs to be agreed upon by both you and your fianc矇. And as tempting as it may be, you really shouldn't over-extend yourselves. Sit down and figure out what's comfortable, and stick to it. The last thing you'll want is to put you and your spouse-to-be into serious financial debt before you even say "I do" and neither do you want the arguments and stress to take away from this very special time. So how do you manage to put together the wedding of your dreams? You seriously don't have to spend a fortune. With some research, creativity and a good deal of effort you can produce an amazing and memorable event without depleting your 401k.

A huge factor in whether or not you can stick to your budget is the size of your guest list. Your mother may insist that you invite every single great aunt, uncle and second cousin, but really, it's all about inviting the people you're closest to. Having a head count of 300 guests is not only going to be extremely expensive, but you'll find you spend the entire night trying to make rounds to every single table and it won't allow time for you to enjoy yourself. Most likely you'd rather be out on the dance floor with your friends versus engaging in polite conversation with your dad's Aunt Gladys whom you haven't seen since you were twelve. You may worry that you're hurting feelings by not inviting everyone you know, but in the long run you'll be happy that you kept your numbers down.

One of the most important decisions you'll make is where you're going to host this shindig. The venue will determine the personality of your wedding. If you're aiming for sophistication, the rod and gun club won't do. The rental may be super cheap, but even if you spend a fortune fluffing it up with d矇cor you're not going to gain the elegance you were trying to achieve. On the other hand, if your style is more laid back and casual there's no need to sink your budget on a Cinderella-like castle. A great way to keep costs down is to find an all-in-one location, where you can have both the ceremony and the reception. There are more options than you may realize, and a diamond in the ruff could be right down the street from you. Consider a winery or vineyard, farm or ranch, university facility, community center, theater or performance hall, a bed and breakfast or lodge, or an historic building. If you're able to find a venue which offers a lot of warmth and charm, you have a great canvas to reflect your wedding's personality. Dress it up for elegance, or keep it casual by allowing the building's character to speak for itself. And by choosing a location not accustomed to hosting weddings you might be able to snag a pretty sweet deal on the rental. There may be more work involved, and the setup and tear down may be your responsibility, but it will be worth it, and more likely than not you'll have plenty of loved ones eager to pitch in.

Speaking of loved ones, don't be afraid to use their talents. Do you have someone in the family or a friend who is a photographer, a baker, a hair or makeup stylist, florist, musician or artist? Enlisting the people you know to help out in their given specialties is a great way to save some cash. Often they'll offer their services at a deep discount, or better yet - free! You'd be surprised how many will tell you to consider their help as your wedding gift and they'll feel quite honored that you asked them to have a part in your special day.

Food and drink can be another big expense. Don't feel you have to serve your guests fillet and seafood. In fact, no one said you're obligated to offer beef, chicken and fish. Neither do you need to give your guests a served meal. Buffet dinners are fine, not only are they usually less expensive than a seated meal they give your guests more to choose from. Shop caterers to find the best deal and don't be afraid to negotiate! And don't rule out grocery stores and restaurants, many of them cater too. If you're planning to have an open bar, it's not necessary to offer a full array of top shelf liquor. You'll eat up a lot of your budget by doing so. Keep it to wine and beer. If you feel the need to have something else, consider a signature drink, such as margaritas, something fun and fruity, or your favorite concoction.

Flowers and centerpieces are other elements which can become costly. Here's where you can evoke your creativity to produce something really cool. Your centerpieces don't have to be towering four foot vases with flowers and ivy spilling out of them. Consider using a few glass cylinder vases and bowls filled with water and floating candles, bamboo, or twigs. Pillar candles of varying heights can be set on mirrors and decorated with ribbon or velum to match your colors (just be sure to find out your venue's policy on candles, they may need to be contained in glass). If you have your heart set on using flowers, talk with your florist to find an inexpensive bloom and be sure to use something that's in season at the time of your wedding (same goes for the bouquets). Another great way to save money is to incorporate the guest favors as the centerpieces. Mini lanterns, small potted plants or votives are a cool way to fill up the table and everyone can take one home at the end of the night. The options are aplenty! Do some research, be prepared to do the work yourself (have a centerpiece making night with your bridesmaids!) and get those creative juices flowing - you can produce something truly unique, fabulous and expensive-looking for a really sweet price if you're willing to put forth the effort.

Many brides and grooms these days are opting to not have a band or DJ and are instead dancing to tunes from their iPods. You can rent the stereo equipment or find someone you know who has it. Ask a friend or family member to announce the wedding party and other parts of the reception such as the cake cutting and bouquet toss. Plus you'll hear the music you really want, no more Electric Slide or Hokey Pokey - unless of course it's your grandmother's signature dance, in that case you may have to concede!

You can save quite a bit of money by making your own invitations. There are a ton of resources on the internet, or you can find some great DIY kits at your local craft store. You can also make your own place cards and table numbers. Anything that would need to be done by a printing company can be done at home with a computer and printer - it just takes some creativity, time and patience. If you know someone who is an artist or graphic designer you can ask them to help you create something really special, and your guests will think you paid to have your invitations custom designed!

Of course one of the most important things (in the bride's opinion) that you'll be spending money on is the wedding gown. You've probably had a vision in mind since you were a little girl. It's your day to look more stunning than ever, all eyes will be upon you and naturally you want to be amazing. Unfortunately, wedding dresses aren't cheap, and even though it's something you're going to wear only once for a few hours it's natural to want to give yourself enough room in the budget to get what you want. Don't expect to get something couture or a Vera Wang if you're limited to a few hundred dollars, but you can certainly still find something that looks great on you. Luckily there are bridal shops such as David's where you can find a decently priced gown, and they have a ton of options. Also, be on the lookout for discontinued styles which you can get at a discount. If you find a dress that you know is "the one" and the sticker price sends you into shock, don't be afraid to search the internet for it. A lot of people sell their gowns on eBay, Craigslist or at consignment shops, and you just might get lucky. Even if it's not the right size you can have it altered, which most likely you'll need to do regardless. (Remember to allow some spending room for the alterations, having your dress fit to flatter your body will make you feel your best.) When it comes to accessories, don't set yourself on needing new jewelry. Chances are your mom, grandmother or future mother-in-law will have something they'd be absolutely honored to have you wear.

If feasible, leave room in your budget to allow for a honeymoon, even if it means you need to cut corners in places you'd rather not. Many couples put off a honeymoon because they'd rather spend their funds on the big day. They tell themselves they'll take a trip later, or on their one year anniversary, but most of them never do. There's a reason for a honeymoon. It gives the newlyweds a chance to unwind from all of the pre-wedding chaos and time to celebrate their new life together. Anyone who's been married will tell you the wedding day itself goes by in the blink of an eye. Once it's all said and done, after the adrenaline rush is over, you'll be so happy to have something else to look forward to. Even if you take just a few days to spend time at a local bed and breakfast, give yourselves a honeymoon, you won't regret it!

Regardless of whether you're spending $5,000 or $50,000 you can put together an amazing event with the proper planning, research, determination and a good attitude. Have fun with the process, don't let the fact that you have budget get you down, consider it a challenge! Use the internet. (It's a wonder how anyone planned a wedding prior to it!) You have so many resources at your fingertips. You'll find page after page of wedding guides, tips and advice. Blogs, Twitter and Facebook are great places to share ideas with other brides and also give you a platform to share stories and vent your planning frustrations with others who are going through the same thing. You can find awesome deals on favors, wedding party gifts, cake toppers, toasting flutes and cake servers by searching the web. The internet is a bride's best friend, so take advantage of it...and remember that while you're typing away it's perfectly normal to be distracted by that new sparkly thing sitting on your ring finger!

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Liven up the night when you host a bachelorette party. There are plenty of fun, flashy and fancy party supplies available to keep the girls laughing and playing.

Make sure that everyone knows who the bride to be is by dressing her in the "Bride to Be" Party Sash & Tiara. She'll be thrilled by all the attention she gets when she wears this fun duo. The sash proclaims her identity while the glittering tiara coaxes a crown-like shape out of the word "Bride."

The other members of the party will have fun wearing the Fluorescent Mix Chandelle Feather Clip. Each guest can clip this bright bunch of feathers in her hair and, after the party, take it home to decorate any purse or outfit for fun times out. Or be a little more specific in hair d矇cor by giving everyone "Just for the Girls" Bachlorette Mini Veils with Hair Clips. These are made of white tulle netting and adorned with white feathers. There will be no doubting what kind of party this is when the guests wear these cute hair decorations.

Feather boas are fun to wear, too, but whoever dares to wear one out for a night on the town? A bachelorette party is the perfect time for all the ladies to toss Purple Marabou Feather Boas around their necks. Or choose a different color - a rainbow is available. The Red Marabou Feather Boa or the Royal Blue or Shocking Pink...there is even a Bright Neon Lime Marabou Feather Boa available for a fun time. Each boa is made from soft marabou trim that can go home with the new owner as a party gift for little girls.

Get the party off on fun footing when you bring out the "Dare Me" Bride To Be Challenges Book. There are twelve fun - and easy to do - challenges in the smartly illustrated pages of this book. You'll dare each other to put on bright red lipstick and kiss the next guy you see, or dare the bride to call her groom and initiate phone sex. Each dare is more "daring" than the last, and you'll all soon get into the spirit of the game.

If the party moves from one club to another, make sure that all the drivers you pass know that this is an out of control bachelorette party. Attach the Bachelorette Party Car Flag to your vehicle window top and let it fly. This 17 by 12 inch flag comes with a handy pole that attaches easily and won't break as you fly down the road.

Take along the How Well Do You Know The Bride? Party Trivia Game and you'll have a hilarious party, no matter where it takes place. Questions are related to the bride to be and her future husband. Some of the topics are "Her Favorite Things," "Her Sex Life" as well as questions about "The Couple." You'll all learn more than you thought you wanted to know about your friend as you take turns asking and answering these fun questions.

Another fun game that everyone can play is the Bachelorette Party Bingo Game. As many as 17 guests can play this game, which comes with everything you need for a fun Bingo party. Give out fun Bachelorette Party Award Ribbons as you play. These satin ribbons come embellished with cute decorations and sayings such as "Most outta control party girl."

And no matter who wins Bingo or any of the other games that you have planned, be prepared to hand out party favors at the end of the evening. Wrap little gifts like tea lights, candy or even jewelry in Bridal Gown Favor Boxes. This set of twelve comes in white with a satin ribbon bow tie. A crystal button adorns each little box, giving it just a bit of shimmer.

A fun gift to give out to the party guests is a commemorative shot glass. The Bachelorette's Last Night Out Shot Glass is four inches high...a little big to tuck inside a favor box. But everyone will appreciate having this permanent memory of this fun party. Or give a sweet gift to an important attendee at the party when you select an array of Angel Cheeks Figurines by Russ Berrie. Three inches high, each one carries a little sign that proclaims the owner's part in the wedding party. Flower Girl, Mother of the Bride, Mother of the Groom, Maid of Honor, Bridesmaid...each one is precious with golden wings and a divine expression.

Of course, there will be plenty of gifts at the bridal party for the woman of honor. Give her the "Here Comes the Bride" White Wedding Bridal Canvas Tote Bag so that she'll be able to carry home her bounty. This canvas bag is white with black strap handles to match the other items in the Victoria Lynn Wedding Collection.

Take a hint from some of the suggestion on this page, and you're sure to carry off a fun and exciting bachelorette party.

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Planning for a wedding includes everything from wedding attire, catering, venue, and guest list, to booking hotels, a band, and photographer. With such carefully laid plans, it may be easy to overlook the potential necessity for wedding insurance.

Whether or not insurance will be necessary for your wedding may depend on how much you're planning to spend. For smaller, cheaper weddings, it may not be worth it. Especially if you're booking and paying for things with your credit card. Your credit card company may provide coverage for some of the money if things go wrong. Examine the fine print in your credit card information (you know, the pamphlets you file but don't usually really look at), or, call your credit card company and ask a representative for clarification. Your credit card companies are also really good contacts if you are having difficulties with vendors -- they can advise you on what to do. It's always best not to pay with cash, for your protection.

If you're getting married at your personal residence, your homeowner's insurance may cover some aspects of the wedding, but make sure to check with your insurance agent for details - just in case.

For bigger, fancier weddings, you may want to purchase wedding insurance, at least for the peace of mind. Be sure to shop around, not just for the best price, but also the best coverage for you. If you buy your policy early enough, it may even cover your deposits. There are different kinds of insurance, depending on your needs. For example,

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I've come to the conclusion that The Church of England and Amy Winehouse have a lot in common with one another - both have the potential to change the world, yet both are hell bent on destroying themselves.

Less than 12 months ago the Archbishop of Canterbury passed a new ruling called the "Marriage Measures" it was designed to bring Church Marriages into the 21st Centuries. In brief, the couple no longer had to show a direct connection with a specific church or parish. At last the penny had dropped that couples wanted to marry in pretty churches and so the "Idyllic Churches" were freed to offer their marriage services to all couples. Well done I hear you cry, at last. The Church had seen the writing on the wall and decided to compete with the registry office. One budding Vicar has even started marketing his church on Ebay, I like that... no its not disrespectful, its pragmatic.

However there seems to be a sinister threat to the Archbishop of Canterbury's hopes for attracting more couples to church for their weddings. There is an alarming trend which could become the dominant view in church unless halted very soon. Worse still it is being implemented as swiftly and efficiently as could only be achieved in a dictatorship.

A bride stands at the altar speaking the most important words of her life so far, "I do", and whilst she will have her personal memory, she has been banned from having any wedding photographs. With alarming regularity, unswerving authority and without appeal, Church Vicars are saying "No" to wedding photography during the marriage service.

To make matters worse the couple often only find out at the rehearsal. The question then is who do you speak to? What do you do? The Vicar is the face of the church and often an impassable brick wall. I have seen a Vicar leave the groom standing at the Altar, take the bride to one side and tell her in no uncertain terms, "No photography in my church".

Before I say anything I ought to share my credentials. I may be an award winning photographer, and I am... But I was also a Baptist Minister (Vicar) for ten years and have a degree in Theology (The study of God) from Oxford University and in those years I married dozens of couples and managed many wedding photographers.

So why are Vicars banning wedding photography in church?

Well it seems for three reasons:

1. The bad behaviour of photographers

2. Photography disrupts the service

3. Photography during a wedding service is simply irrelevant.

"We All Encounter Bad Behaviour In Life, But We Don't Focus On It."

It is true, some wedding photographers can behave badly, climbing over the pews, pointing a lens in the Bride's face as she say "I do". One wedding photographer I heard of, stopped the service because his camera malfunctioned and he wanted the minister to do it over again for his backup camera.

So I do sympathise with vicars because some photographers behave badly. But the old saying about "throwing the baby out with the bathwater" springs to mind.

In the Bible, there was a time when the Apostle Peter was fed up with the way he was being treated and he asked Jesus, "How many times should I forgive, seven times." His reply stunned Peter, seventy times seven, In other words never stop forgiving.

My Policy: Is to agree with the Vicar where Elise my partner will stand at the front of the church and where I will stand at the rear of the church. Without exception Elise never moves from her position unless invited to by the Vicar and I only move if its been agreed beforehand.

"When Disruptions Happen, Professionals Adapt And Move On."

It was my first service in my first church and I announced the wrong song. The church sang one song the organist played another. I was really annoyed, I wasn't sure what to do, and I felt everything went down hill from that point. An elder member of the congregation said to me "that was fun, at least it made everyone think about what they were singing."

A decade later, in the middle of my sermon a toddler walks up to the platform and grabs my leg. The congregation found this disruption incredible funny. So what did I do? Get annoyed. No. I picked up the toddler and quoted Jesus' words "The Kingdom of heaven belongs to such as these". Then I used the child's innocent action to explain the kind of life God is looking for from us adults.

Disruption happens, and you can't always prevent it. However Vicars are trained professionals and are able to adapt and move on. They choose how to respond to disruptions, either use it for good, or become frustrated by it, either way it's their choice.

The biggest disruption caused by wedding photographers is undoubtedly the use of flash. The flash on your compact camera is bad enough, but a professional flash could be a hundred times more powerful. It can distract the Vicar, the couple, even the whole congregation if it goes off thirty or forty times during a service.

Our Policy: Has been to invest in high speed cameras. Each of our cameras and lens costs in excess of £5,000 but the benefit is 60, 70, 100 photographs during the service virtually silently and without flash. Likewise, we never use continuous shooting. We take single key photographs of expressions, the rings going on, precious moments. Most photographs are taken during hymns or as the congregation stands or sits so no one hears us.

"A Picture Paints A Thousand Words, And God Knows That...."

I always loved the fact that Jesus did His first miracle at a wedding. Kind of tells you how important your marriage is to God, doesn't it.

Now the argument goes, we never used to have photography in church, so we don't need it now and anyway they didn't have photographs in Jesus' day.

Well the world moves on as the Archbishop of Canterbury knows. Today we live in a world where photographs are a central part of our world; consider TV, Web, Facebook, all now part of daily life, all photographically centered. Let's face it Jesus preached to thousands without a P.A. system, yet you won't find a church these days without one, or without central heating or electric come to that! Technology simply opens up opportunities and this is a wonderful opportunity for the church to create a memory that will matter the most in a couple's life.

I always think its tragic when you look through a wedding album and see the bride enter the church, turn the page and everyone is throwing confetti. Where's the most important moment of this couples life together? Where is the history of the moment, the beauty of the kiss, the joy, the excitement...?

Does God approve of wedding photography? I never speak on behalf of God because He can speak for himself. Just consider that in over 90% of Jesus' teaching he "painted pictures" in words for the people, they're called parables. For the first 1600 years the church used "The Stations of the Cross", icon-pictures of the 12 most important aspects of Jesus' life to teach their congregations the truths of the Bible. What lives on in the world's consciousness about Jesus are His parables like the Good Samaritan or the Lost Sheep, truth in pictures. What better truth, than the love of two people, pictured forever.

When a couple are going through hard times, they will often get out their wedding album to remember that precious day. Maybe its to help remind them of why they got married, or the vows they made to each other, or their commitment... whatever the reason, what will their wedding album say when the page where they were supposed to say "I do" is blank?

This years 35% of the church weddings we were booked to photograph have either changed church venues or moved to hotels because Vicars banned wedding photography... how sad is that... how Amy Winehouse is that?

My Advice to Couples:

Ask the Vicar at your first meeting for the church's guidelines on photography.

Book a full-time professional wedding photographer who is a member of an International Association like the MPA or BIPP. This will mean that they have to abide by a certain code of conduct.

Remember there are hundreds of cheap weekend warriors who have bought cheap digital cameras and now call themselves wedding photographers. You are more likely to run into problems with these photographers.

Book your wedding photographer as early as possible and work out where they want to stand in the church, then communicate that to the vicar in person. Telephones and emails are not good ways to communicate issues that affect the service, so meet the vicar at the church and show him where your wedding photographer will stand.

Book a wedding photographer who doesn't need to rely on flash especially during the wedding service

Get your wedding photographer to write, telephone or meet the Vicar to confirm that they won't move during the service, and they will not use continuous shooting and that they will respect the solemnity of the service.

If having done everything possible to way lay the fears of the Vicar and yet (s)he refuse to have wedding photography then you can contact the Bishop. If you Google the Parish name where you are getting married the Bishop for that Parish should come up, call him/her and ask for their help, they are usually very helpful. Alternatively you can contact Emily Shepherd, Director of Communications.

My Advice to Vicars:

Set a written church policy and give it to couples and their wedding photographers at the very first meeting.

A church's guidelines could require the use of a qualified wedding photographers who belongs to an accredited association like the MPA or BIPP.

If the wedding photographer behaves badly report him/her to their Professional Body, who will take action.
Just a thought, forgiveness allows the good guys to carry on with your trust; just-consequences is what is due to badly behaved wedding photographers which should come through their professional body (Their god, "Vengeance is mine says the Lord")

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Want to know how to start a catering service? Keep reading.

Starting a catering business from home can be a great career for people that enjoy planning, cooking and working with customers. The job of a catering business from home is to ensure the meal, appetizers, desserts and drinks are perfect for the client's event. Catering services are used for conferences, birthdays, anniversaries, and, of course, weddings.

In fact, you can specialize by doing only wedding catering and keep yourself busy and your catering service growing. You need to be creative and have a great deal of knowledge about food. However, this is just the tip of the iceberg. Catering can be hard work.

The first step in starting catering company is to create a catering business plan. This plan will be needed if you try to get a loan to help your catering business get off the ground. It will also help you organize yourself and your business, by answering questions, and ensuring your services are professional and dependable.

When you start a catering company you will be required to have many licenses and certifications, and must adhere to Health Department regulations. You will need to contact your local Health Department for the specific regulations, certifications, licenses, and insurance information for your area. The Health Department also usually requires an inspection of the area to be used for your catering business.

With your catering business start up, you have to decide what types of food you are going to offer. Once you have decided on the food, you need the equipment to prepare the food and a way to transport it. Some places you will be working will have a kitchen that you can use for final preparation, but the majority of work will be done at your location.

If you don't have a background in cooking or if you want to be able to get more creative and exotic, you may want to look into cooking classes at a local community college or even a culinary college. You may be able to find a culinary college that offers classes in catering business management. Being able to attend those types of classes, as well as cooking classes would be beneficial and relieve a lot of stress.

Once you have your training, certifications, insurance, and you have complied with the local Health Department and any other government regulations, you are ready to finalize what catering services you will provide and the associated fees. The best way to get this information is to contact some local caters. Find out what they offer and their fees. Do the same with any restaurants that offer catering services.

Marketing of any business can seem almost impossible. However, you have many options. You can write a press release for local newspapers and radio stations. You can offer your catering services to fund-raising events. You can invite wedding and event planners to a tasting of some of your food. If they know your work, they are more likely to hire you. Once you get your catering business name into the community, your best advertisement will be word of mouth.

Now you know just a few things about how to start catering. If you're still interested then your next step is to get more information about the industry and the training required. There are plenty of books, such as the Complete Idiot's Guide and other similar series that can help you get started. You should also subscribe to industry magazines to stay ahead of the trends and your competition. The internet is another great place to find information, recipes, trends and other issues of catering services.

The last step is to do it. Whether it is just part time or full immersion, remember that through all the hard work that in the long run it will be worth all the effort. People will always need catering services. The potential for growth in this industry is unlimited. There is always room for one more catering business to share the wealth.

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An insurance professional talks, acts, writes, and make sales like a pro. To elevate your level to insurance pro, these tips guide you to increase sales letter writing response by 30%. You will be shown, besides letter writing, how to motivate your prospects to transform them into buyers. Learn the insurance professional walk and talk.

Increasing replies for an insurance pro is more than a feather in their hat. When an insurance sales letter writing brings a great response the reward is a higher income. The entire progression of insurance direct marketing is to procure leads starting from receptive prospect replies. I am not chatting to you regarding cheap leads from prospects that counter a response to just about letter that converts to a flying paper airplane. It is pounding action verbs into your insurance sales letter writing that nails down favorable replies.

Writing a letter for your sales piece can be a grueling process. Rewrite it again by swapping words and phrases, so it sounds smoother. Presume a response rate of one half of a percent to one percent is normally respectable. Increasing this amount by 30% gives insurance brokers agents a great return on the money they are spending (investing on themselves). Also I am taking for granted that you, like an insurance professional, uses refined and carefully selected mailing list. This maximizes the ratio of prospects you can close. On a 5,000 piece insurance sales letter mailer, you should attain possession of 25 to 50 lead opportunities to close sales.

BOOST YOUR RESPONSE 30% TIPS

If rewriting your letter one final time could boost your response rate 30%, would you elect to execute a final letter draft.? The answer is "yes", then "but how"? I assure you, undertaking properly placed action verbs will sprout higher yielding results. You are cleverly combining emotional motivation while aiming the leads trigger directly at your prospect. Acquiring inspiring action verbs is rather simple. In fact, provided free at the end of this article are 100 action verbs. These are key verbs triggering your clients inner emotions and implementing responses to your letter.

An insurance pro can transform 50% to 90% of the lead responses into sales. In this instance, at least 14 additional money making leads could easily result in seven more profitable business dealings. The added replies alone compensate lead acquisition expenditures. Plus extra sales reap long term benefits. Inserting action verbs to your sales piece bears record breaking results. This in turn, escalates new sales volume to the top level.

All this, just by self-injecting action verbs, when rewriting your dynamic insurance sales letter. Your exceptional lead productive writing is led by adding action verbs. It's that simple.

Here is a list of the first action verbs.

Focus, forecast, stun, harvest, advance, surprise, grab, hustle, identify, gesture, evaluate, icy, appoint, approve, arouse, inherit, assume, attacking, automate, master, backtrack, bait, bang, blending, brag, kick, capitalize, capture, celebrate, certify, mobilize, reinvent, honor, cheer, interject, cinch, thrill, clench, cling, incite, coax, intervene, combine, impress, compare, flash, halt, jolt, help, illuminate, and shining.

The remainder of the action verbs list sample follows.

Launch, gallop, congratulate, jam, conserve, ignite, link, consult, investigate, contribute, leap, increase, convey, invade, howl, counseled, crunch, illustrate, decrease, deliver, delve, manipulate, design, mandate, detail, imagine, develop, magnify, diffuse, liberate, license, discover, leverage, display, dissected, gamble, diversify, manhandle, holler, dream, isolate. economize, echo, elaborate, knockout, humble, encourage, energize, hiss, enhance, and maximize.

Accomplishing the Mission

Now starts the challenge of professional champions. Take the initiative on elevating skyhigh the interest in your insurance sales letter. You must add startling eye-to eye headlines that will start your prospect's mind spinning. Ordinary and dull reading will instantly get your sales message pitched in the dirty disgusting trash. Everything should get a complete makeover. Your whole sales letter must come alive to force your reader into a trance to read on. This task involves enthralling sub-headlines, dreamful benefits, and a captivating call to action Then a final irresistible P.S. message to lock in replies for your sales letter writing.

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So your friends have just gotten engaged and of course you are delighted and happy for them. The wedding is still some time away but you have been invited to the engagement party and are wondering if and what you should give the happy couple as a present. Of course, for the wedding they will be using a gift registry but how about the engagement - are you really required to give a gift at all?

Although engagements have a long-standing tradition, the actual act of getting engaged has only recently seen a great revival, with engagement celebrations becoming more common place in the last few years. It is unsurprising therefore that there is uncertainty as to what constitutes a suitable engagement gift.

First of all, unless you are part of the family or belong to the closest circle of friends, you are not required to give an engagement gift at all, although you might still want to give at least a little something if you are invited to a party or dinner to celebrate the occasion.

Secondly, you really do not need to worry about getting something big: this is not the wedding yet and there might even be a bridal shower where you will be required to give another gift, so keeping it small is perfectly fine for this event. Most couples would rather have you spend more on their wedding gift, on something they have picked out for their new life together and really want, than to receive several smaller gifts. Also, there is no need to make it something practical, as this is what the wedding gift registry is for.

Keeping it simple and personal is the way to go and even the smallest token will be enough to congratulate the soon-to-be-weds. In this case, it really is the thought that counts and you giving a gift at all, however small, will suffice to show how happy you are for them.

So since you are not restricted to a gift registry or have to worry about buying useful gifts for the marital household, you are totally free in your gift choice. Nice packaging and a heartfelt card with some personal and meaningful words of congratulations will complement your gift nicely.

There are tons of great engagement gift ideas that are not costly but that will nevertheless communicate your sentiment of congratulations. You should still aim to make it personal if you can - wine, flowers and chocolates all make great gifts but if you are more than distant acquaintances, they might be too impersonal. If you want your gift to be remembered, put a little bit of thought into it before you choose something and it will be treasured by the couple for a long time.

Here are some great engagement gift ideas to inspire you but feel free to come up with your own creative ideas:


  • Tell a story: How about writing down a few interesting stories or anecdotes about the couple in a beautiful notepad or even on some luxurious sheets of paper? Maybe the story of how they first met or how the fell in love?

  • Photographs: Why not select several pictures of the happy couple in unusual or funny situations and print them on a gift of your choice (think mugs, fridge magnets or whatever else you can think of) or put them into frames or a pretty album?

  • Gift baskets: Planning and organising a wedding is extremely stressful, so why not give the couple a relaxing gift hamper to help them unwind during the pre-wedding period? You can find fantastic gift baskets for couples online, with suitable bath products, massage oils and a relaxing CD.

  • Flutes: Pick some elegant toasting flutes with the couple's names engraved on them.

  • Matching key rings: His and Hers heart-shaped key rings engraved with their names and wedding or engagement date.

  • Countdown clock: Why not give them a clock that counts down the days to their wedding? You can get it engraved with their names and the date of their big day.


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So you have arranged every detail of your wedding day. Your wedding dress is chosen, your photographer is booked, the registry office is organized and the honeymoon vacation has been arranged, you now have to choose the lustful lingerie you are going to be wearing for your honeymoon night. Many brides spend a much time preparing the wedding day that they neglect about the honeymoon night. Remember the wedding night and honeymoon is just as extra special as the wedding day so you want to make it unforgettable. Wherever you are spending your honeymoon, at a country hotel, in the Mediterranean, on an adventure vacation or closer to home, make sure you put a small amount effort into choosing something stunning to wear with all the finishing touches such as stockings and suspenders. Some people spend around five thousand pounds on their honeymoon vacation. This cost includes the actual cost of the holiday and also takes into consideration the price of sexy new apparel you have bought specially for your honeymoon. When getting your nice beach wear and holiday dresses do not forget to get some lustful lingerie garments too! After all you will be hopefully spending most of your vacation in the bed chamber with your new husband! The honeymoon is the perfect excuse to purchase yourself a stunning brand-new initiate apparel range.

White is the long-standing colour for your wedding. Stockings, garters and bustiers are a definite must! Seduce your new husband in a gorgeous white satin corset complete with a small g- sting, with matching white hold ups. Silk or satin underwear is a very sexy choice. The contact of silk and satin against your skin will make you feel sexy. Buy a hot silk or satin gown. This type of cloth will cling and emphasis all your womanly curves. Or why not be a little bit more saucy than usual. It's your honeymoon and you can wear whatever colour or lingerie set that you want. Acquire a saucy black lace teddy set or be a little hornier with some Leather lingerie.

The honeymoon or wedding night is always a perfect excuse to try something hornier. Have you ever tried any fantasy role-play? Ask your husband to dress up as a sexy Navy officer or whatever you're into. You can also dress up and become his ultimate fantasy. Dress up as a hot sailor girl complete with stockings and a tiny thong. A night your husband will never forget!

After all the cost of the wedding and honeymoon you will be happy to learn that underwear and adult fancy dress costumes are very cheap garments. You can buy many adult fantasy costumes and lingerie garments online for less than fifteen pounds. Online shopping is not only cheaper but discreet too. Have your hot honeymoon lingerie goods discreetly shipped to your residence, no embarrassing shopping in a lingerie shop in town.

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Life can be remarkably unpredictable, which is why wedding insurance increasingly makes a very great deal of sense. Wedding cancellation insurance costs very little in comparison to the thousands of pounds spent on the average wedding these days, and yet can often prove to be worth its weight in gold.

However, many people decide not to bother with wedding insurance, confident that all will be well. Perhaps they know the service providers personally, and are happy that very little can go wrong. However, there are many potential disasters just waiting to happen, and the words 'who would have thought' come leaping to mind all too easily when faced with an unexpected mishap.

Life can throw all sorts of curved balls, but they seem to be thrown more often when you're least prepared. Not having wedding insurance is a little like staking your life that the old rickety wooden bridge across the canyon is quite capable of supporting the weight of your four wheel drive truck, and demonstrating the fact.

Yes, you might just be lucky - but if you're not, then it may be a long way down. For the sake of a few pounds it makes good sense to protect yourself.

Although it is easy to lull yourself into a false sense of security, believing that everything is under control and nothing serious could go wrong, the truth is that wedding cancellation insurance exists solely because serious things do go wrong, and regularly.

For example, consider what you would do if you discovered that just a day or two before your wedding there was flooding in the area of the venue. Perhaps the venue is flooded, and has had to close, or perhaps the roads are impassable, and no one can even reach the venue. You have little control over the weather, the local drainage system or the ability of the sun to evaporate several million gallons of water by 3pm.

Neither can wedding insurance, but at least it will protect your considerable financial investment, allowing you to rearrange your wedding at no additional expense.

If you have organised transport for your wedding day - perhaps a limousine - then you may well be looking forward to arriving in style. That is, until you get a phone call from the limousine driver to explain that the car has broken down and won't be ready until the following week. Or you discover the driver has been stopped for drink driving and has had his license taken away.

Perhaps you'd played it safe and booked a horse and carriage, only to hear that the horse is pregnant and the carriage has been stolen. These might all seem bizarre and improbable circumstances, yet you could quite easily fill your reception venue with those couples who have experienced these very eventualities for themselves.

Wedding insurance is something you hope never to have to look at again once you've organised it, just as you hope not to look at a flooded wedding venue, a driverless limousine or a pregnant horse.

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