It's surprisingly easy to fill your car with the wrong fuel - which is why some insurance companies provide optional misfuelling insurance as part of standard car insurance. We've all done it: perhaps you're thinking about work, or talking to your passenger; you reach over for the petrol pump, pull the trigger and begin to fill up your car. You happen to look down at the pump in your hand and horror strikes - it's the wrong pump! With good car insurance, however, you should be able to fix the problem relatively easily.
Your car insurance will usually pay for:
* Draining and flushing the fuel tank on site using a specialist roadside vehicle. This is especially useful as once you have realised you've filled the car with the wrong fuel, you should not move it any more.
* Recovery of the vehicle, the driver and up to 6 passengers to the nearest repairer
* Replenishing the fuel tank with 10 litres of the correct fuel.
You may be allowed to make a claim up to 瞿500 in any period of insurance; however you will be responsible for any extra costs.
Some insurance companies such as John Lewis even have a 24-hour Misfuelling Insurance Emergency Helpline. This is very helpful, as you will be put in touch with a professional who will tell you exactly what to do, depending on your situation. When you call the helpline, you should have your insurance policy number, vehicle registration number, exact location and contact details to hand. Your support line will then tell you what to do next.
There will usually be some exclusions to misfuelling insurance. For example, you will not be covered for misfuelling that happens outside the UK, for misfuelling commercial vehicles, or where your vehicle has been modified outside of the manufacturer's specifications. There are other exclusions, so it's worth checking your insurance policy to find out exactly what will be covered.
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