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Here are some top tips on how to avoid disaster ahead of your big day based on common claims that we receive for wedding insurance. Sadly sometimes things can go wrong due to circumstances beyond your control. Here are some of the things to look out for:

1. Suppliers going bust. In the current economic climate many hotels and other wedding service providers are struggling to stay afloat. These include photographers, catering companies and transport providers. This can leave couples with a huge bill to pay for services they will not receive. Make sure that you book with a reputable company and ensure that you are covered by your wedding insurance policy.


2. Family members falling ill. If a close member of the family falls ill, it can be inappropriate in some cases to continue with wedding plans. Other causes of cancellation include illness of the bride or groom.


3. Videos and photography. If the photographer fails to show up or the negatives are destroyed then wedding insurance will help ensure that you are covered any losses incurred.


4. In the past some customers have claimed for damage to their wedding dress after it was damaged accidentally when left in a wardrobe. Other causes of problems include spillage and other accidental damage. So take care of any expensive wedding attire!


5. Wedding cake disasters. Sometimes wedding cakes can get destroyed or fail to show up due to burglary, fire or supplier failure.


6. Wedding gifts can be the victims of unfortunate events such as damage and burglary. Take care with precious or fragile items!


7. Rings - whilst it may be seen as the role of the best man to lose the ring sometimes they can go astray so watch out!